Organic Connexions

Insurance and What It Means To You

Each year, more automobiles and drivers hit the roads. With countless vehicles on the road, accidents can happen. The difference between a little aggravation and large obstacle can be the car insurance you own. How can you determine what type of insurance you require and how to buy it? Car accidents can lead to many different expenses, which your insurance can pay for based on the type of insurance you own. Choosing to drive without insurance could mean you have to repair or replace a stolen or damaged vehicle and pay the cost of any damage that you may have caused. Liability: Pays for expenses due to bodily injury and damage to property where you are responsible. Damages from bodily injury can include medical fees, and lost wages. Property damage can refer to damaged property and loss of property use. If you are sued, this type of insurance will pay for your legal fees. Recommended, higher levels of insurance can be purchased that cover more events than the stripped-down, state-mandated insurance. Personal Injury Protection: Personal injury insurance is required in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. It can also pay for lost wages, service replacement and funeral costs. The minimum amount of personal injury protection is typically set by local government. Medical Payments: Medical payment coverage is available in non-no-fault states; it will pay regardless of who carries responsibility for an accident. If you buy this type of coverage, you will receive coverage for all types of medical and funeral costs. Collision: Pays for damage to your car caused by a collision. Comprehensive: Cover your car from damages from other sources when you buy this type of insurance. This includes protection from robbery, vandalism, and weather damage. Uninsured Motorist: Pays for repair and replacement costs when an insured person is injured in an accident caused by a driver who does not have insurance. Under-Insured Motorist: There are other drivers who have liability insurance that can't pay for all the expenses they are responsible for. Under-insured motorist coverage covers you in accidents involving those drivers. Emergency road service, car rental, and other types of coverage can also be purchased. Golf Cart Insurance Clermont


Why You Need Car Insurance

State Farm® Insurance is the best place to get you and your family protected. To look over all your options for personal coverage, contact a State Farm® agent now. With several customer-centered options available, State Farm® Insurance has helped countless people with their insurance needs. Around the clock client service, a powerful customer management system, innovative tools are just a few of the features State Farm® will provide for you. Through these tools and our unwavering commitment to service, we are working hard to provide every single client with the best coverage they can receive. We have built a lot of consumer trust in the State Farm® brand, helping policy holders to feel secure about their company when they submit a claim. Golf Cart Insurance Clermont